Overview

The City offers dental coverage through Cigna Dental, designed to help you maintain a healthy smile through regular preventive care and fix any problems that may arise.

Dental plans

  • Cigna Dental PPO
  • Cigna Dental PPO Plus
  • Cigna Dental HMO

Key features

  • The Dental HMO plan has a smaller network of dentists, and few dental specialists such as pediatric dentists or endodontists.
  • The Dental PPO has a large, national network of dentists that includes most dental specialties.
warningFind a network dentist

You’ll generally pay less when you use a dentist in the Cigna Dental network.

Coverage Details

HMO Dental PPO Dental PPO Plus Plan
In-Network Only In-Network Out of Network In-Network Out of Network

Dentists

Cigna Care Network

Cigna Core Network

Any licensed dentist

Cigna Core Network

Any licensed dentist

Deductible

None

$50 per calendar year, maximum $150 per family.

Deductible does not apply to preventive services.

$50 per calendar year, maximum $150 per family.

Deductible does not apply to preventive services.

Cleanings, exams, x-rays

No charge

Plan pays 80% of covered charges

Plan pays 90% of Reasonable and Customary Charges

Plan pays 80% of covered charges

Plan pays 90% of Reasonable and Customary Charges

Extractions, fillings, crowns, dentures, bridges, root canals, oral surgery

See the HMO Dental Coverage and Fee Schedule

Maximum annual benefit

See the HMO Dental Coverage and Fee Schedule

Up to $2,000 per member per calendar year for covered services

Up to $3,000 per member per calendar year for covered services which includes implants.

Lifetime Orthodontia Benefit

See the HMO Dental Coverage and Fee Schedule

$4,000 per person

$4,000 per person

Implant Benefit

None

None

Up to $3,000 per member per calendar year for covered services

For complete cost and coverage details, visit the eCHRIS Self-Service website.

Cigna Dental Oral Health Integration Program

Additional dental coverage is available if you have certain health conditions. Contact Cigna Dental at (800) 244-6224 for more information.

Heart Disease Stroke Diabetes Maternity Chronic Kideny Disease Organ Transplants Head and Neck Cancer Radiation
Periodontal Treatment & Maintenance Yes Yes Yes Yes Yes Yes Yes
Periodontal Evaluation Yes
Oral Evaluation Yes
Emergency Palliative Treatment Yes
Topical Application of Fluoride or Fluoride Varnish Yes Yes Yes
Sealants Yes Yes Yes
Sealant Repair Yes Yes Yes

Use Your Dental Benefits Wisely

Here’s how to make the most of your dental benefits:

  • Choose a provider – Using a participating dentist in the Cigna Dental network will ensure you receive the highest benefits from your plan. To find a provider, go to Cigna Dental.
  • Get a pre-treatment estimate – If your service will exceed $300, it’s recommended that your dentist submit for a pre-treatment estimate. For more information, call (800) 244-6224 or visit the Cigna Dental website.
  • Check your claim status and other information at Cigna Dental. You can review Explanation of Benefits (EOB) statements, check if claims have been paid, and more.